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28/11/2012 · For the first time on record, the delinquency rate on student loans has jumped above the rate for credit cards, car loans, or any other kind of consumer loan.

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If you’ve defaulted on any of your federal student loans, For most federal student loans, you will default if you have not made a payment in more than 270 days.

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For private student loan borrowers in default, If you have federal student loans, you may have additional options in dealing with a federal student loan collector: